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New Jersey’s Workers’ Comp Rates by Class Code

New Jersey’s Workers’ Comp Rates by Class Code 2025

Workers' comp costs in New Jersey depend on a few key factors—your industry, your payroll, and your past claims. Below is a breakdown of common class codes and 2025 rates to give you an idea of what to expect.

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Georgia’s Workers’ Comp Rates by Class Code

Georgia’s Workers’ Comp Rates by Class Code 2025

Workers' comp in Georgia isn't one-size-fits-all. Your premium depends on your industry, payroll size, and claims history. But if you're wondering what to expect, we've got you covered with a breakdown of average rates by industry.

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person holding a jar filled with cannabis buds

How Kickstand Saved an MT Cannabis Business $2,700 on Workers’ Comp

By correctly classifying employees and using payroll splitting, Kickstand Insurance helped a Montana marijuana grower and retail dispensary save thousands on their premiums.

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pest control worker spraying termite insecticide

Workers' Compensation Insurance for Pest Control Cost | 2025

Workers' compensation insurance cost for pest control in 2025 averages $2.43 per $100 of payroll. That breaks down to approximately $91 a month per employee. This insurance supports employees injured on the job and shields the pest control company from legal risks.

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Pest control worker spraying pesticide under furniture

Workers' Comp Code for Pest Control: A Complete Guide

Workers' compensation insurance for pest control businesses and exterminators protects you and your team from injuries that may occur while working. Understanding and applying the correct workers' comp class code helps ensure that your pest control operation is adequately covered while keeping your premiums reasonable.

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Locksmith disassembling a deadbolt lock

Workers' Comp Code for Locksmiths: A Complete Guide

Workers' compensation insurance for locksmiths covers your employees in case of injury, whether they’re working in a shop or out in the field. Whether it’s shop work or on-site services, using the right code helps you avoid overpaying for premiums while making sure your workers are properly protected.

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a locksmith fixing a door knob

Workers' Compensation Insurance for Locksmith Cost | 2025

Workers' compensation insurance cost for locksmiths in 2025 is $1.70 per $100 of payroll. On average, that’s $77 monthly per employee. This coverage benefits employees injured at work and protects the locksmith business from lawsuits.

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a therapist helping a senior woman walking with parallel bars

Workers' Compensation Insurance for Therapists Cost | 2025

Workers' compensation insurance cost for therapists in 2025 averages $0.27 per $100 of payroll. This policy provides financial protection for employees facing work-related injuries and helps the business remain protected from legal action.

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physical therapist assisting an elderly woman in a wheelchair with arm exercises using small dumbbells

Workers' Comp Code for Therapists: A Complete Guide

Workers' compensation insurance for therapists protects your practice and your staff from on-the-job injuries. Whether you’re a physical therapist, occupational therapist, or mental health counselor, understanding the correct code is key to securing the proper insurance.

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a florist standing outside a flower shop, surrounded by colorful flowers

Workers' Compensation Insurance for Florist Cost | 2025

Workers' compensation insurance cost for florists in 2025 is about $2.19 per $100 of payroll, equaling around $61 per month per employee. This insurance compensates employees for workplace injuries and protects the florist business from liability.

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a florist arranging bouquet of flowers

Workers' Comp Code for Florist Shop: A Complete Guide

Workers' compensation insurance for florist shops protects your staff in case of work-related injuries while making sure your business is in compliance. Whether you’re selling fresh flowers or offering on-site decoration services, understanding the right code is key to ensuring proper coverage for your employees.

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a welder in protective gear welding metal beams

Workers' Compensation Insurance for Welders Cost | 2025

Workers' compensation insurance cost for welders in 2025 averages $3.97 per $100 of payroll. That comes out to about $153 per employee each month. This policy supports employees with work-related injuries and helps the business avoid costly legal claims.

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The Ultimate Guide to Workers' Comp Insurance

The Ultimate Guide to Workers' Comp Insurance

A Step-by-Step Handbook for Small Businesses - you don't want to skip this!

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