Workers' Compensation Insurance for Auto Services & Dealers

Policies for auto repair shops, car dealers and service centers

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Why do Auto Dealers need
Workers' Compensation Insurance?

Comply with state laws
Comply with state laws
Avoid fines
Avoid fines
Protect your employees
Protect your employees
Protection from lawsuits
Protection from lawsuits

...'cause they can get hurt

  Common injuries

  • Sprains, strains and tears
  • Eye injuries
  • Chemical burns
  • Lacerations
  • Slips, trips and falls

What type of injuries does
Workers' Comp Insurance cover?

Workers' comp insurance covers both the employer and the injured worker. Like all types of insurance, it acts as a safety net in case of an accident.

If a worker gets hurt on the job, the insurance company will help cover the costs associated with their care so the worker is well taken care of until they return to work.

Since the company had a workers comp policy, they do not need to pay anything towards the bills.

What will Auto Services & Dealer Insurance pay for?

  • Medical bills
  • Rehab and therapy expenses
  • Lost wages and disability benefits
  • Funeral cost
Medical supplies for injured workers

How much does Workers' Comp Insurance
for Auto Dealers cost?

What's the cost based on?

charts and symbols for workers comp cost

The National Council of Compensation Insurance (NCCI) sets a fixed rate for every industry.

The rate is based on the level of risk for that job description.

Premiums are primarily calculated by using your payroll numbers and your NCCI class code.

Common Classifications for Auto Services & Dealers

8380 - Automobile Service or Repair Center

8393 - Automobile Body Shop

9505 - Painting: Automobile or Carriage Bodies

7225 - Automobile Towing & Drivers

8002 - Automobile Rental Co.

8046 - Store: Automobile Parts & Accessories

8748 - Automobile Salespersons

9516 - Boat & Auto - Electronic Equipment Installation

Don't see your business classification?
We're here to help. Call or text 866-338-8823.

Get Workers’ Compensation for Auto Services & Dealers today!

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Helpful tips to save money

Choosing insurance services may sound simple, but doing it wrong can be very costly. Here’s how to save money:

Classify workers correctly

Classify your workers correctly
For example - Employees who do clerical work have a different code (8810). Lumping them together with manual labors will increase your premium.

Don't underestimate your payroll

Don't underestimate your payroll
You will be expected to pay the difference at the end of the policy.

Have a clear process to report claims

Have a clear process to report claims
...and make sure your employees know about it. This will make the entire experience easier for all involved. 

Report every incident

Report every incident
- even if it didn't result in a large injury. Some things which seem insignificant can snowball into costly issues.

Prepare for your audit

Prepare for your audit
Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later!

FAQ talk bubbles

FAQ's on Workers' Comp for Auto Dealers

How quickly can I get my certificate of insurance?

Certificates are usually issued 24 hours after the policy is bound.
Let us know if you need it quicker and we will rush it.

Do I need a separate workers comp policy for the roadside assistance and towing services that my auto body shop / auto repair shop offers?

You may not need a separate policy but it is super important that we’re aware that such services are offered. 

Why use Kickstand to
get workers' comp insurance?

Speed + Service + Experts

Document with workers comp for auto services & dealers insurance quote surrounded by insurance icons

Unlike other online insta-quote systems,
here your quote is reviewed by experts

Why does it matter?

  • Avoid surprise bills at audit
  • Make sure all your employees are properly covered
  • Protect yourself from lawsuits

What do we check?

  • Business categorized correctly
  • Employees job roles
  • Special discount opportunities

Get Workers’ Compensation for Auto Services & Dealers today!

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