Business Insurance for Plumbers

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Do plumbers need insurance? 

As a plumber, no matter how well-trained you and your team are, you're faced with risks every day. Think cuts, burns, slips and falls.

And with every client call comes potential liabilities such as employee injuries, property damage, and customer lawsuits.

The right insurance coverage can protect your business and employees and help you recover quickly from any losses. 

Who needs plumbing insurance? 

If you’re a plumber, chances are we can get you covered. Here’s who we can help protect:

Plumbing Contractors

Service and Repair Plumbing Companies

New Construction Plumbers

Commercial Plumbers

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What Insurance do plumbers need?

Workers' Compensation

Required by most states for plumbing businesses with employees, this policy covers employee medical expenses and provides disability benefits in case of work-related injuries.

General Liability Insurance

Protect your business from third-party claims of bodily injury or property damage with general liability insurance.

Business Owner Policy (BOP)

A BOP bundles general liability insurance and commercial property insurance to cover third-party accidents, client property damage, and stolen or damaged business property.

Commercial Auto 

If your plumbing business owns a vehicle or you use your personal vehicle for work-related purposes, commercial auto insurance is necessary. It protects against property damage and personal injury claims, as well as reimbursing for repairs and replacement costs.

Cyber Liability

Plumbers may not be the first industry you think of when it comes to cyber risks, but their customer databases can be lucrative targets for hackers. Cyber liability insurance protects your plumbing business from the high costs of data breaches and malicious attacks.

Keep your team safe with the right insurance 

Running a plumbing business takes more than just fixing pipes, it takes a team effort.

That's why it's crucial to have insurance that covers every aspect of your small business, including your employees. From protecting them on the job to safeguarding your plumbing equipment, the right insurance will give you peace of mind so you can focus on growing your business. 

How much does Plumbers Insurance Cost?

Calculating workers' comp policy cost

Insurance costs for plumbers vary. Here are some of the factors that determine your insurance cost: 

  1. Are you offering residential or commercial plumbing?
  2. Do you own or lease your property?
  3. What is the size of your payroll?
  4. What kind of insurance do you want to purchase?
  5. What's the extent of coverage you need?

Get a quote today to find out what's best for your business.

How Do I Get Plumbing Insurance?

It’s as easy as 1, 2, 3 - Kickoff and GO!

Answer some questions
and get your estimated premium.
An expert will review, contact you
for clarity and adjustment, if needed
Buy your approved policy
and print your certificate in the portal

Why use Kickstand for plumbers insurance?

Our agents review your instant quote to make sure you’re getting the right insurance that you need - nothing left uncovered and no unnecessary extras.

They’ll hold your hand through the entire process, giving you crucial know-how and peace of mind that your business is secure.

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