Workers’ Comp for Property Management in Oregon

Name: Workers' Compensation Insurance for Property Managers in Oregon
Brand: Kickstand Insurance
Rating: 5 (37 reviews)

Policies for residential, multi-family and commercial property management

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Why do Property Managers in Oregon need
Workers' Compensation Insurance?

Comply with state laws

Avoid fines

Protect your employees

Protection from lawsuits

...'cause they can get hurt

Ohio property managers handle administrative work and supervise upkeep. Workers' comp helps with medical costs if a staff member is hurt on the job.

Common Property Management injuries

Carpal tunnel – From office-based tasks and data input
Sprains – When handling physical setup or repairs
Slip and falls – In entryways or common spaces
Eye strain – From extended use of leasing software
Overuse injuries – Caused by high-volume tenant oversight

Workers' Comp for Property Managers in Oregon: Legal Requirements

Oregon mandates that any property management business with one or more employees must have workers’ comp insurance. Violators may face fines and forced closures. Learn more about Oregon Workers’ Comp Laws here.

Common types of Property Management workers we can insure in Oregon

Camps With Overnight Accommodations

Leasing Agents, Clerical & Salespersons

Property Managers

Public Swimming Pool Operation & Maintenance

Don't see your business classification?
‍We're here to help. Call 866-338-8823.

What type of injuries does
Workers' Comp Insurance cover?

Workers' comp insurance covers both the employer and the injured worker. Like all types of insurance, it acts as a safety net in case of an accident.

If a worker gets hurt on the job, the insurance company will help cover the costs associated with their care so the worker is well taken care of until they return to work.

Since the company had an active Property Management workers' comp policy, they do not need to pay anything towards the bills.

Workers' comp insurance provides protection to both the employer and the injured worker. Like other types of insurance, it’s there to help in the event of an incident.

If a worker gets hurt on the job, the insurance company will help pay for the costs associated with their care so the worker is provided for until they return to work.

Since the company had an active workers' comp policy, they are not responsible for paying the medical bills.

What will Property Management Workers' Comp Insurance pay for?

Medical expenses
Rehab and therapy costs
A percentage of lost wages
Disability benefits
Funeral cost

How much does Workers' Comp Insurance
for Property Managers in Oregon cost per month?

Typical U.S. premiums come in at $120 for property managers and $25 for leasing agents per month. Learn more about property management workers' comp rates.

Disclaimer: Premium has been derived by combining ZipRecruiter national payroll averages per industry with average rates of a national carrier partner. Figures are for illustrative purposes only and do not include taxes or additional fees.

What's the cost based on?

The National Council of Compensation Insurance (NCCI) sets a fixed rate for every industry in Oregon.

The rate is based on the level of risk for that job description.

Premiums are primarily calculated by using your payroll numbers and your NCCI class code.

Common Classifications for Oregon Property Management

For more details on class codes, visit this detailed guide on Property Management Workers’ Compensation Class Codes.

9012 - Leasing Agents, Clerical & Salespersons

9015 - Building or Property Management

9015 - Camps With Overnight Accommodations

9015 - Real Estate Management

9015 - Property Management for Trailer Parks & Mobile Homes

9015 - Public Swimming Pool Operation & Maintenance

9015 - Beach Bathhouse

Don't see your business classification?
We're here to help. Call 866-338-8823.

How to get Workers' Comp Insurance in Oregon

Getting workers' comp insurance in Oregon is a straightforward process. Business owners can purchase coverage through any licensed insurance agent operating within the state.

However, not all agents offer workers' comp insurance, so it's essential to compare potential policies to ensure you're getting the right coverage for your Property Management business.

Kickstand Insurance offers a streamlined process to help you compare quotes and choose a policy that fits your business needs. Start by filling out our Instant Quote form for a fast estimate.

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Ensure your company is fully protected. Get a hassle-free workers' comp quote in just 10 minutes with Kickstand Insurance and protect your business, your employees, and your bottom line.

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Helpful tips to save money

Choosing Property Management insurance services may sound simple, but doing it wrong can be very costly.

Here’s how to save money:

Classify your workers correctlyFor example - Employees who do clerical work have a different code (8810). Lumping them together with manual labors will increase your premium.

Don't underestimate your payroll
If your payroll is more than was estimated at the beginning of the policy, it will be discovered at audit and you will be billed for the difference.

Have a clear process to report claims
...and make sure your employees know about it. This will make the entire experience easier for all involved. It can even help keep your costs down!

Report every incident- even if it didn't result in a large injury. Some things which seem insignificant can snowball into costly issues.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! Our Property Management Workers’ Compensation Audit Checklist can help.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! A Property Management Workers’ Compensation Audit Checklist can help.

Want to lower your property management workers’ comp costs? Read these expert strategies: Tips to Reduce Property Management Workers’ Comp Costs.

FAQ's on Workers' Comp for Property Managers in Oregon

Our crew occasionally does plumbing work. Does that fall under our policy?

No. Plumbing tasks are too complex and risky to be included under light maintenance. Always hire insured subcontractors for these jobs.

What’s the safest way to avoid being responsible for contractor injuries?

You should recommend contractors to the property owner and let them handle payment. That keeps your business clear of liability.

Our employees handle HVAC issues on-site. Can that be included in our current classification?

Not under 9015. HVAC work is higher-risk and must be completed by vendors with their own comp insurance.

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Learn more about Property Management Insurance

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Property Management Workers’ Comp Class Codes

Why use Kickstand to
get workers' comp insurance?

Speed + Service + Experts

Document with workers' comp for property management insurance quote surrounded by insurance icons

Unlike other online insta-quote systems,
here your quote is reviewed by experts

Why does it matter?

Avoid surprise bills at audit
Make sure all your employees are properly covered
Protect yourself from lawsuits

What do we check?

Business categorized correctly
Employees job roles
Special discount opportunities

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The Ultimate Guide to Workers' Comp Insurance

A Step-by-Step Handbook for Small Businesses - you don't want to skip this!

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The information on this website is not intended to serve as insurance advice. All content provided is for general informational purposes only.
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