The Knowledge Base

helpful tidbits from the experts

How a Property Management Company Secured Workers’ Comp

By updating their online information to match their actual operations, Kickstand Insurance helped a property management company in Connecticut secure workers' comp insurance after repeated denials.

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What Happens When you Miss a Commercial Insurance Payment?

When you miss your commercial insurance payment, most carriers will offer at least a short grace period. At the end of the grace period, the insurance company will inform you that they intend to cancel, and will then cancel the policy after ten days. Not sure about the repercussions of not paying your premium on time? Let’s break down the timeline and illustrate what you can expect.

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How a Stone Install Company saved $1,010 on Workers' Comp

By educating a business owner about purchasing options, Kickstand Insurance helped a stone and marble installation company in Florida save $1,010 on their workers' comp premiums.

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How Kickstand Reduced a Property Manager’s Workers’ Comp Rates by 50%

By applying the right class code, Kickstand Insurance helped a property management company in West Virginia save nearly 50% on their workers' comp premiums.

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Workers' Comp Code 8742: Best Practices and Common Errors

Workers’ Comp Code 8742 applies to employees who spend 100% of their workday driving from place to place, meeting clients, sharing their expertise, or promoting their company's business. This code also applies to part-time outside salespeople who perform strictly clerical work when at the office.

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Why Did My Workers’ Comp Premium Increase?

There are various reasons why your workers' comp premium might have gone up. The timing of your workers' comp premium increase can provide valuable insights into the underlying factors at play.

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Do Workers Comp Policies Have Deductibles? A Guide for Business Owners

Workers' comp policies may or may not have deductibles, depending on the state. In states that do offer deductibles, employers pay a reduced workers’ comp premium in exchange for paying a specified amount toward each claim.

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Can You Get a Settlement from Workers’ Comp?

You can get a settlement from workers’ comp for job-related injuries or illnesses, covering costs like medical care and lost wages. The process involves reporting the injury, filing a claim, and possibly negotiating a settlement. Settlement times vary, and most are tax-exempt federally.

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Workers’ Comp Procedures for Employees

Suffering an injury or illness on the job can be a stressful and overwhelming experience. You are not only hurt and trying to heal physically, but you also have to go through the claims process. In a perfect world, it would be as simple as reporting the claim to your employer who then sends it to the insurance company. But the world isn’t perfect, and as an employee, it's crucial to understand the steps involved in filing a claim and getting your benefits.

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