The Knowledge Base

helpful tidbits from the experts

Do Owners Need Workers’ Comp? Legal Must-Knows & 4 Pitfalls

The question people ask us most often is, “Does my business need workers comp?” This often leads to the second-to-most frequently asked question: ”Do owners need workers comp?”

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PEO - Workers’ Comp: The Pros, Cons, & What to Watch Out For

Getting workers' comp insurance is easy-as-pie for certain businesses. Others, like startups, or those operating in hazardous industries, have a harder time. If you’re from the second group, you've likely encountered the option of getting workers' comp through a PEO.

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Workers' Compensation for Wholesalers: Protect your Business

When most people think about workers’ compensation insurance, they picture high-risk jobs, like HVAC work or working as an electrician. The truth is that every job carries its own risks, including wholesaling and retailing. If you operate a related business, you owe it to your employees and yourself to carry workers’ compensation for wholesalers and retailers.

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The Case for Workers’ Compensation Insurance for Consultants

Consulting work is not generally thought of as being high-risk. However, even in this field, workers’ compensation insurance is necessary. Do consultants need workers’ compensation insurance, though? Why is it important?

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Securing Coverage: The Significance of Your Online Image

As someone who owns a business, you’re going to need to work with underwriters at one point or another. While you might not think your online image would make a difference in these interactions, that’s far from the truth. Being aware of how you come across online is crucial since it can impact so many parts of your business.

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Workers' Comp Insurance for HVAC Technicians: What to Know

Depending on where you’re located in the United States, heating and air conditioning are essential not just to comfort, but to safety and survivability.

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Hotel Workers’ Comp: Frequently Asked Questions & Answers

Hotels must carry many types of insurance. Commercial general liability is perhaps the most obvious, but this is just the foundation. Other types include building and business personal property coverage, equipment breakdown protection, and business income and extra expense (BI/EE) coverage.

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How to Get Workers’ Comp Insurance: Tips for Businesses

Workers’ comp insurance is a requirement for most businesses within the United States. However, that doesn’t mean it’s always easy to get. Some business owners struggle to find carriers willing to offer a workers’ comp policy. If you’re frustrated about being declined by insurance company after insurance company, this guide will help you understand how to get workers’ comp insurance.

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Workers' Compensation for the Cannabis Industry - A Guide

The cannabis industry is a very broad industry, and in the business of doing it all, there are a variety of codes, classifications, and considerations along the way. In order to get the right workers’ compensation coverage, it’s critical to figure out your main class code and how that relates to getting the coverage that you need. Workers’ comp is required for your business to:

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